There is always a blank white page after trying to buy anything. Sometimes in will say there is an error that occurred. So I contacted the app through the chat and they could not help me at all. The help chat is completely useless in this issue.
Today I tried to delete my card information from the app and then re enter my card information to buy some crypto to see if that would make it work. To my surprise the error occurred did not pop up this time but instead the app says that my card issuer declined the transaction and to call my bank to fix the issue. Well I did call them again to see if now they where declining it and they told me again there was no attempt to buy any crypto from the app.
So the app is just falsely accusing that my bank declined it. Hi there! It will be a pleasure for us to take an additional look at the difficulties you have experienced with the card crypto purchases. Please get back to us via the in-app chat or email at contact crypto. This app started great, it has many good features like the airtime pay for cellphone service that you can use with the Crypto that your holding. The downfall happened to me recently after securing the account with 2fa.
In the beginning of the account security it was great, transfer went smooth, but then there was a attack on CRYPTO last month that caused some disturbances resulting in a 2fa reset forcing certain users to apply this change. This is where the problem started.
Now the crypto card I have is frozen and this is still a ongoing issue. Again beware….. Hi there, security is a top priority for us, due that some processes require your authentication. We will be more than happy to take a closer look and help you log into your account. Please get back to us via the in-app chat or at contact crypto.
Thank you in advance! The developer, Crypto. The following data may be used to track you across apps and websites owned by other companies:. The following data may be collected and linked to your identity:. The following data may be collected but it is not linked to your identity:. Privacy practices may vary, for example, based on the features you use or your age. Learn More. App Store Preview. Description Download the Crypto. Mar 30, Version 3. Ratings and Reviews. Become a Crypto Master.
You can Earn Mission rewards by learning. App Privacy. By first March , The learning from the pilot helped to confirm the market need for the service and although it mainly revolved around facilitating loan repayments and disbursements for Faulu customers, it also tested features such as airtime purchase and national remittance. The full commercial launch was initiated in March A snap shot of the market then depicted that only a small percentage of people in Kenya used traditional banking services.
There were low levels of bank income, high bank fees incurred and charged; most of the services were out of geographical reach to the rural Kenyan. Notably, a high level of mobile penetration was evident throughout the country making the adoption of mobile payments a viable alternative to the traditional banking channels. According to a survey done by CBS in , Kenya then had over 5,, people employed in the informal sector. Gamos researchers approached MCel  in Mozambique, and in MCel introduced the first authorised airtime credit swapping — a precursor step towards M-Pesa.
DFID amended the terms of reference for its grant to Vodafone, and piloting began in Safaricom launched a new mobile phone-based payment and money transfer service, known as M-Pesa. The initial work of developing the product was given to a product and technology development company known as Sagentia.
Following a three-year migration project to a new technology stack, as of 26 February , IBM's responsibilities have been transferred to Huawei in all markets. The initial concept of M-Pesa was to create a service which would allow microfinance borrowers to conveniently receive and repay loans using the network of Safaricom airtime resellers.
The users of the service would gain through being able to track their finances more easily. When the service was piloted, customers adopted the service for a variety of alternative uses and complications arose with Faulu, the partnering MFI. In discussion with other parties, M-Pesa was re-focused and launched with a different value proposition: sending remittances home across the country and making payments. M-Pesa is operated by Safaricom and Vodacom, mobile network operators MNO not classed as deposit-taking institutions, such as a bank.
M-Pesa customers can deposit and withdraw money from a network of agents that includes airtime resellers and retail outlets acting as banking agents. The service enables its users to:. Partnerships with Kenyan banks offer expanded banking services like interest-bearing accounts, loans, and insurance.
The user interface technology of M-Pesa differs between Safaricom of Kenya and Vodacom of Tanzania, although the underlying platform is the same. Transaction charges depend on the amount of money being transferred and whether the payee is a registered user of the service. The actual cost is a fixed amount for a given range of transaction sizes; for example Safaricom charges up to 66 KShs 0.
For registered users the charge is 27 KShs 0. At the highest transfer bracket of 50,, KShs the fee for a transfer to a registered user is KShs 1. The maximum amount that can be transferred to a non-registered user of the system is 35, KShs Cash withdrawal fees are also charged. With a charge of 10 KShs 0.
In 6, billion KShs were moved according to a figure in Safaricoms own annual report, with a revenue of 55 billion KShs. In particular, their article published in " Science " has been influential in the international development community. In a report on "Financing for Development", the United Nations write: "The digitalization of finance offers new possibilities for greater financial inclusion and alignment with the Agenda for Sustainable Development and implementation of the Social Development Goals.
In Kenya, the expansion of mobile money lifted two per cent of households in the country above the poverty line. The growth of the service forced formal banking institutions to take note of the new venture. In December , a group of banks reportedly lobbied the Kenyan finance minister to audit M-Pesa, in an effort to at least slow the growth of the service. This ploy failed, as the audit found that the service was robust. As at November , M-Pesa transactions for the 11 months of were valued at 2.
The application, currently available only on Android, gives M-Pesa users a historical view of all their transactions. Many other companies business models rely on the M-Pesa system in Kenya, such as M-kopa and Sportpesa. On 23 February , it was reported that the Google Play store started taking payments for apps via Kenya's M-Pesa service. M-Pesa was launched in Tanzania by Vodacom in but its initial ability to attract customers fell short of expectations.
In , the International Finance Corporation released a report which explored many of these issues in greater depth and analyzed the strategic changes that Vodacom has implemented to improve their market position. In Vodafone partnered with Roshan , Afghanistan's primary mobile operator, to provide M-Pesa, the local brand of the service.
When corrected in the new system, many police officers believed that they had received a raise or that there had been a mistake, as their salaries rose significantly. The National Police discovered that there was so much corruption when payments had been made using the previous model that the policemen did not know their true salary. The service has been so successful that it has been expanded to include limited merchant payments, peer-to-peer transfers, loan disbursements and payments.
In September Vodacom and Nedbank announced the launch of the service in South Africa , where there were estimated to be more than 13 million "economically active" people without a bank account. By May , it had registered approximately , customers. Lack of education and product understanding also hindered efforts in the initial roll out of the product. Despite efforts, as at March , M-Pesa still struggled to grow its customer base. South Africa lags behind Tanzania and Kenya with only c.
This comes as no surprise as South Africa is well known for being ahead of financial institutions globally in terms of maturity and technological innovation. M-Pesa was shut down from 15 July due to regulatory curbs and stress in the sector,  with Vodafone surrendering their PPI licence on 1 October In March , M-Pesa expanded into Romania, while mentioning that it may continue to expand elsewhere into Eastern Europe, as a number of individuals there possess mobile phones but do not possess traditional bank accounts.
As of May , however, it was considered unlikely that the service would expand into Western Europe anytime soon. It was shut down on 14 July A full listing of countries in which M-Pesa currently operates can be found on M-Pesa's website. M-Pesa sought to engage Kenyan regulators and keep them updated on the development process.
M-Pesa also reached out to international regulators, such as the UK's Financial Conduct Authority FCA and the payment card industry to understand how best to protect client information and adhere to internationally recognized best practices. Know your customer KYC requirements impose obligations on prospective clients and on banks to collect identification documents of clients and then to have those documents verified by banks.
M-Pesa obtained a "special" license from regulators, despite concerns by regulators about non-branch banking adding to the current state of financial instability. Safaricom released the new M-Pesa platform dubbed M-Pesa G2 to offer versatile integration capabilities for development partners. Client-to-business and business-to-client disbursements are some of features available through the API.
The near-monopolistic providers of the M-Pesa service are sometimes criticized for the high cost that the service imposes on its often poor users. The Bill and Melinda Gates Foundation warned in that lack of competition could drive up prices for customers of mobile money services and used M-Pesa in Kenya as a negative example. They had expensive subscriptions for ring-tones and similar unnecessary services pushed on them, with opaque pricing, and thus did not understand, why their M-Pesa deposits depleted so quickly.
If they did, they were often unable to unsubscribe from those Services without help. The authors concluded that it is not the marginalized people in Kenya, who benefit from M-Pesa, but mostly Safaricom. He concluded in his otherwise very friendly survey that the financial sector benefitted handsomely from the expansion of M-Pesa, while the living conditions of the people were not noticeably improved. Milford Bateman et al. They diagnose serious weaknesses in the much cited paper by Suri and Jack, which had found positive effects on poverty, as M-Pesa enabled female clients to move out of subsistence agriculture into micro-enterprise or small-scale trading activities.
Alleged weaknesses include a failure to incorporate business failures and crowding-out of competitors in the analysis. Bateman et al. As a large part of these profits are sent abroad to foreign shareholders of Safaricom, local spending power and demand are reduced, and with it the development potential for local enterprise.
Kenya does not have a data protection law, which enables Safaricom to use sensitive data of its subscribers rather freely. A data scandal surfaced in when Safaricom was sued in court for the alleged breach of data privacy of an estimated The data was allegedly offered on the black market.
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That's why it's not always exactly cheap to play an NFT-based game. That's because, to get started, you need to make an initial investment, which can vary depending on market demand for the game. For Bomb Crypto, this value can reach 3 thousand reais.
As we said, playing Bomb Crypto is making an investment. However, let's break down this information so that you can better understand this investment issue. In practice, you need to buy an NFT to start playing. This NFT will be your first character, which can have varying degrees of rarity.
And, as we have seen, in the case of the one real currency, the rarer the NFT, the more expensive it tends to be. You will need to open an account on an exchange to then buy the game token. Therefore, you will need ,10 reais to start your game, buying your first character. There are, however, varying degrees of rarity among Bomb Crypto characters and each will bring you different returns. See, now, what is your chance of finding, right away, a potent hero:.
Why is it so important to understand these variations? See, is that each hero will have a specific game power. Once the game starts, your hero will have to destroy chests that precisely hold the game's token, the BCOIN. The more you play and the more chests you destroy, the more BCOIN you earn, which can then be exchanged for real.
As we could see, the percentage of chance we have of finding a legendary hero is quite small. This is obviously due to the game mechanics, which should always seek to make their own currency more valued. That way, it will attract more players and, above all, people willing to spend more — although, in return, they can also earn more. That said, when it comes to the initial investment, what is recommended is at least the purchase of 10 NFTs.
As the currency is currently traded at 45,38 reais, we are talking about an initial investment of 4. But why is that if it's possible to play as a single hero? This is due to the speed that this hero will return the investment that was made by you. The closer to common, the longer your payback will take, and therefore, the longer you will need to recoup your investment. As soon as you start the game, you'll notice three game modes - currently, only one is available. Then, clicking Treasure Hunt will give you the first game experience.
Once you've purchased your first hero — or all recommended, depending on the investment you want to make — you can start playing for real. To do this, you will need to link your Metamask to your game account. That way, as you buy your heroes, the value will automatically be deducted from your wallet. So, having purchased your heroes, just click "play" and throw your heroes onto the battlefield and they will start exploding rocks and chests.
In this first phase of the game you don't need to make great efforts. Just launch them on the field and enjoy the results to come. However, each hero will have different skills from each other. So it's important to know them before starting your game, especially because the more power they have, the better their performance in the game, being able to collect more BCOIN and, with that, make your investment pay off faster. The first of the statuses is power. Power determines the bomb power the hero is able to use.
The higher the power value, the fewer bombs the hero will need to place in order to explode the chest. The second status concerns speed. Although the mode so far has not been very useful, this skill can be fundamental in other modes of the game. We still have the stamina too. Stamina is the energy your hero has.
Heroes with a point can fire 50 bombs per game and the recovery for that item is 0. Bomb num is the amount of bombs your hero can fire simultaneously. While some heroes will only be able to fire one by one, others will be able to fire three, for example, at the same time.
|Crypto coin pay using your phone minutes||There are a lot of crept wallet some are centralized meaning you give custody of your bitcoin as if you were putting money in a bank. Bri on at PM. Review of African Political Economy. Sometimes in will say there is an error that occurred. In 6, billion KShs were moved according to a figure in Safaricoms own annual report, with a revenue of 55 billion KShs.|
|Crypto liquidity api||He said he hoped it would be worth enough one day to buy a house. Financial Times. The transaction should be completed in a couple of seconds. And yet bitcoin has climbed more than tenfold since Buffett's warning. Archived from the original on 24 February Please note some operators require you to also run a USSD code to confirm the top up.|
|Crypto coin pay using your phone minutes||500|
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How to pay phone bills and top up with bitcoin or crypto. Time needed: 2 minutes. Follow these simple instructions on how to top up mobile. How to buy mobile minutes and data with Bitcoin. Need to recharge? Now simply enter your email and click on “to payment”. The app allows its users to convert airtime to an ERC (Fungible token run on Ethereum blockchain) stable coin called MIN.